Margot Somerville 64, a retired Wells Fargo Bank vice president, wallet was stolen in 2006 on a San Francisco streetcar. But she would later end up facing felony identity-theft charges 950 miles away. Authorities claimed she had put the woman up to it. “They thought I hired her.” But She says she’d never even seen the woman before. She spent the next six months trying to clear her name. At long last, the charges were dropped.